Built for freelancersCross-border readySelf-custody

Get paid in minutes,
not days.

The payment platform built for freelancers and small businesses with cross-border clients. Settled in seconds. No 5-day waits, no frozen funds, no surprise holds.

Pay Links
Send a link, get paid. Works in any chat or email — no integration required.
Invoicing
Built in. Tracked automatically. No third-party tool, no extra login.
Net Ten Rewards
Get paid extra every 10 transactions completed — automatically, no claims.
01 / GENERATE PAY LINK
Amount
$500.00
Logo design
Acme Studio · Invoice #001
netten.app/pay/jay-studio/inv-001
Reserve your founding spot
Beta opens July 7, 2026. Drop your email and we'll send your invite the moment the doors open. No credit card. No commitment.
— or join the waitlist —
🎁Refer a friend: You BOTH get $10 RLUSD when they start using NETTEN
60+
countries PayPal & Stripe block or restrict
8–15%
lost to wire fees, conversion, and holds
180
days PayPal can hold your funds
💳
Your clients don't need crypto. They can pay by Visa, Mastercard, or Apple Pay via MoonPay — you still receive RLUSD instantly.
Built for the XRPL ecosystem
XRP Ledger
RLUSD by Ripple
Xaman Wallet
Debit Cards
XRPL Grants
XRPL Discord
Verified on SaaSHub
● PAY LINKS

Generate, share, get paid.

No integration required. Create a payment link in seconds, send it through any channel, watch it convert in real time.

Instant. Generate a link in under 10 seconds.
Universal. Email, SMS, card, QR code.
Trackable. Views, conversions, revenue per link.
01 / GENERATE IN SECONDS
Amount$500.00
DescriptionLogo design
ClientAcme Studio
CREATE PAY LINK →
✓ LINK READY
netten.app/pay/jay-studio/inv-001
Created in 6.2s↗ Copy link
● INVOICING

Draft, send, stop chasing.

Send a professional invoice in 30 seconds with a live preview. Track every status from sent to viewed to paid. No more "did you get my email?" follow-ups.

Live preview. See the invoice render as you type.
Live status. Sent, viewed, paid, all timestamped.
Auto-reminders. NETTEN nudges, you don't.
01 / NEW INVOICE · LIVE PREVIEW
Client name
John Smith
Client email
john@example.com
Amount (USD)
500.00
Description
Photography session
CREATE INVOICE →
LIVE PREVIEW
N
NETTEN
INV-0002
Invoice from
netten.founders
Billed toJohn Smith
Amount due$500.00
Pay now →
● NET TEN EFFECT

Stay longer. Earn double.

Every 10 transactions, RLUSD lands automatically. Hit time + transaction milestones to advance levels. Each level doubles your reward.

Automatic. Triggers on the 10th confirmed transaction.
Doubles each level. $0.25 → $0.50 → $1.00 → $2.00.
Earned, not bought. Tenure + transactions both required.
01 / LEVEL 1 · STARTER
Net Ten progress6 / 10
Reward at milestone 10 · $0.25 RLUSD
+$0.25
RLUSD landed in your wallet
Level 1 · No claim · Settled in 4.2s
3 MONTHS + 30 TXNS UNTIL LEVEL 2 ($0.50)
How it works
1

Create a pay link in seconds

Enter an amount and description. Your shareable link is ready instantly — no integration required.

2

Client pays in any crypto — or by card

They scan the QR code and pay in BTC, ETH, SOL, XRP, RLUSD, or other supported coins. Or by card via MoonPay.

What we accept
₿
BTC
Ξ
ETH
X
XRP
◎
SOL
R
RLUSD
D
DOGE
B
BNB
U
USDC
A
ADA
T
TRX
S
XLM
H
HBAR
+
MORE
3

You receive RLUSD in 3–5 seconds

Settlement happens directly on the XRP Ledger. No intermediaries. No holds. Non-custodial — your wallet, your keys.

4

Net Ten Rewards land automatically

Every 10 payments, RLUSD drops into your wallet. Withdraw to your bank anytime via Xaman or your preferred exchange. Zero effort.

⚡
3-Second Settlement
Payments confirm on the XRP Ledger in seconds. No batch processing, no next-day transfers.
🔒
Non-Custodial
We never hold your funds. Your XRPL wallet, your keys, your money — always.
💳
Card Payments
Clients without crypto pay by Visa, Mastercard, or Apple Pay. You still receive RLUSD.
A Note From The Founder
Jermaine Ulinwa, Founder of NETTEN

Hey, I'm Jermaine

Founder & Builder @ NETTEN

I built NETTEN because I lived the pain. PayPal blocked my account because a client was in a "restricted" country. Stripe held my funds for 30 days for "risk review." Wire transfers ate 8 to 15% of my earnings.

So I asked: why can't getting paid just work?

NETTEN is the answer. Built on the XRP Ledger. Settled in RLUSD. Non-custodial. The platform I wish existed when I was getting blocked, held up, and charged 10% just to get paid.

Built with 🪞 by Jermaine Ulinwa

Pricing
Free to start. Scale when you're ready.
No credit card required. Upgrade anytime as your business grows. All plans include Net Ten Rewards.
Total Signups
builders on the waitlist
0
🔒
Founding Members lock in $44/mo for life — $11 off Pro foreverFirst 777 Pro subscribers · Rate locked permanently · 0 active · 6 reserved · 771 open
771 spots remaining
Free
Start accepting payments today
3% platform fee per transaction
Free
  • Unlimited pay links
  • Basic invoicing
  • Net Ten Rewards
  • Payment dashboard
  • RLUSD settlement in 3–5s
  • Card payments via MoonPay
MOST POPULAR
Pro
For growing freelancers & businesses
1% platform fee per transaction
$55/mo
🔒 Founding lock · $44/mo for life0 / 777
777 founding spots remaining
  • Everything in Free
  • Customized invoicing
  • Customized pay links
  • Recurring invoicing system
  • VEREV™ Analytics
  • CSV reports & exports
  • Net Ten Rewards
  • Customer support
Elite
For teams & high-volume businesses
0.5% platform fee per transaction
$111/mo
  • Everything in Pro
  • Teams management (up to 5)
  • Webhooks & API access
  • Advanced VEREV™ Analytics
  • Priority customer support
  • Net Ten Rewards
All plans: non-custodial settlement · XRPL-native · No hidden fees · No currency conversion charges
Referral Program
$10 RLUSD

For every merchant you refer who activates their account, you earn $10 RLUSD — paid on-chain directly to your Commerce Wallet. Your friend earns $10 RLUSD too.

Starter
1–4 referrals
Ambassador
5–14 referrals
Elite
15+ referrals
FAQ
Questions? We've got answers.
Everything you need to know about getting paid with NETTEN.
Yes. The Free plan costs $0/mo and includes unlimited pay links, basic invoicing, and Net Ten Rewards. The only cost is the 3% platform fee per transaction, which is shown to your client at checkout. You never pay out of pocket on the Free plan.
There's no catch. Free users settle in RLUSD at 3% — that's it. When you process enough volume, upgrading to Pro at 1% pays for itself quickly. We make money when you make money. That's the whole model.
The first 777 Pro subscribers lock in $44/mo for life — $11 less than the standard Pro rate. Once all 777 spots are claimed, Pro returns to $55/mo. The founding rate is locked permanently for those who claimed it and never increases.
Yes. You can downgrade at any time from your dashboard. Your Net Ten reward history is preserved. Founding members keep their founding number forever — if you downgrade and later re-upgrade to Pro, your $44/mo founding rate is restored automatically.
RLUSD is Ripple's USD-pegged stablecoin on the XRP Ledger. 1 RLUSD = 1 USD, always. It's regulated, audited, and redeemable. Your payments settle in stable dollar value — no crypto volatility — and you can off-ramp to your bank anytime via Xaman or MoonPay.
Via MoonPay. Your clients can pay by Visa, Mastercard, or Apple Pay directly from your NETTEN pay link. MoonPay handles the conversion and you receive RLUSD in your wallet instantly. No crypto wallet or knowledge required on their end.
NETTEN is non-custodial — we never hold your funds. Payments settle directly into your XRPL wallet. We have no access to your money and cannot freeze or hold it. Your keys, your wallet, your money — always.
Net Ten is NETTEN's built-in loyalty engine. Every 10 confirmed payments, RLUSD is deposited directly into your wallet automatically — no claiming required. Your reward level grows with your tenure on NETTEN, starting at $0.25 RLUSD per milestone. Available on all plans including Free.
NETTEN works in 180+ countries. Because we settle on the XRP Ledger rather than traditional banking rails, we're not subject to the geographic restrictions that block PayPal and Stripe in over 60 countries.
RLUSD lands in your XRPL wallet instantly. From there you can withdraw to your bank via Xaman wallet or MoonPay. The process typically takes 1–3 business days depending on your bank.
Free plan users can reach us via the XRPL Discord community. Pro users get dedicated email support. Elite users get priority support with faster response times. You can also email netten.founders@gmail.com directly.