Pay link · Rose Léon Studio
$0.00✓ settled
Brand shoot — final balance
Recent activity
Payment received
Lunch order — 3 plates · settled on-ledger
$18.50
Payment received
From @jordan-ellis · split dinner · settled
$85.00
Payment received
Street food order · settled on-ledger
$12.00
Looping footage · sound off

Money lands in seconds.
And it's already yours.

NETTEN is non-custodial payments for solopreneurs. Your customer pays a link, an invoice, or a code — and a stable dollar settles on the XRP Ledger, in a wallet only you hold the keys to. We can't touch it. That's the point.

Start getting paidSee how it works

Free to start · no card required · the first 777 members lock founding pricing for life

For your kind of work

Whatever you do, get paid for it

Designers

Send the invoice, skip the chase. Bill a client in any country and watch it land before the call ends.

Developers

Get paid per milestone. Drop a link at each milestone and keep cash moving between sprints.

Photographers

Deposits that arrive on time. Lock the booking with an instant deposit — no card terminal needed.

Get paid in seconds ✦Keep more of every dollar ✦Get paid to get paid ✦No chargebacks ✦Yours the moment it lands ✦Get paid in seconds ✦Keep more of every dollar ✦Get paid to get paid ✦No chargebacks ✦Yours the moment it lands ✦
Free to start ✦Non-custodial ✦Settles in seconds ✦Built for freelancers ✦Built for studios ✦Free to start ✦Non-custodial ✦Settles in seconds ✦Built for freelancers ✦Built for studios ✦
LIVE LEDGER HEARTBEAT
3–5s
between ledger closes on the XRP Ledger — public network activity, not NETTEN volume1
0chargebacks
settled payments are final, by design2
10coins in
one stable dollar out — RLUSD3
100%
of payments verifiable on the public ledger

Watch a payment move

No holding account in the middle, no payout schedule. The customer pays, the ledger closes, and the money is in your wallet — final.

Every fee is shown before you share a link. Every settlement has a public transaction hash you can check yourself.

Pay linkInvoiceScan to pay
Your customer pays$450.00 · any of 10 coins
Converted byChangeNOW (licensed)
NETTEN holds$0.00 — ever
ArrivesToday — in seconds
Reversible by anyone elseNo
You receive · RLUSD$450.00
Plan fees are shown up-front in the app before any link is created. Conversion is performed by licensed third parties, never by NETTEN.

Same volume. Less taken.

Move the slider to your real monthly volume. NETTEN's numbers are the actual published fee schedule — Free 3%, Pro 1% ($44 founding / $55 public), Elite 0.5% ($111/mo). Competitor rates are their current published cards, not estimates.

Cross-border and currency-conversion spreads (typically another 1–4% on incumbent rails) are not included below — NETTEN's zero-conversion-spread architecture widens this gap further for international volume.

$10,000
Stripe 2.9%+$0.30/txn (avg. $8 ticket assumed for the flat-fee portion), PayPal 2.99%+$0.49/txn, Square 2.9%+$0.30/txn online — all published standard online-processing rates, checked against each provider's current pricing page. NETTEN's subscription cost is included in its total; competitors' totals are fees only, since they charge no monthly platform fee at this tier.
One app, three lights

NETTEN follows
your morning

Sunshine for the market open. Midday phthalo for deep work. NightShade for closing out. The whole app re-lights itself — you never touch a setting.

Keep scrolling ↓
R
HI JAY
Rose Léon Studio
RLUSD BALANCE
$2490.00
On-ledger balance for your wallet.
+ New Pay Link
⊕ RECENT ACTIVITIES
PAYMENT RECEIVED — $510.00
Aug 7
✓
PAYMENT RECEIVED — $450.00
Aug 6
✓
PAYMENT RECEIVED — $200.00
Aug 5
✓
Security

Built so we can't touch your money

Keys live on your device

Your wallet is created and stored on your phone. NETTEN never sees, stores, or transmits your keys — there is nothing on our servers to steal.

Every payment signed by you

Transactions are signed on-device and submitted straight to the XRP Ledger. NETTEN builds the request; only you can approve it.

No custody, ever

Money moves payer-wallet to merchant-wallet. It never passes through a NETTEN account, so there's no balance we could freeze, lend, or lose.

Audited by the open ledger

Every settlement is public and permanent on the XRP Ledger. Verify any payment yourself, with any independent explorer — no trust in us required.

What NETTEN
cannot do
  • Move or spend your funds
  • Freeze your balance
  • Lend or reuse your money
  • Reverse a settled payment
Read how NETTEN keeps money safe →
Built in the open, with licensed partners
XRP LedgerRLUSD by RippleChangeNOWXRPL Commons
Validated through the XRPL Commons Aquarium residency · Conversions by licensed third-party partners · Built in public at SOLOS

Three steps. Money in seconds.

No contracts and no setup fees. Send your first payment link in minutes.
1

Share a payment link

Make a link or invoice and send it by message, email, or anywhere you reach your client.

2

Your client pays

They pay from their own wallet in any of 10 coins — it converts to a stable dollar on the way in.

3

Money lands instantly

Stable digital dollars in your own wallet, right away. Yours the second it arrives.

Every 10th payment pays you back

The Net Ten effect: a reward drops straight into your wallet — nothing to claim, no points to chase. The more you get paid, the more you unlock.

NET TEN6 of 10
4 payments to your next reward
Founding member offer

Be one of the first 777.

Join as a founding member and lock our lowest price for life. Founding members keep NETTEN Pro at $44/mo, for life, even after the price rises to $55. There's always a free plan too. When the 777 spots are gone, they're gone.

Claim your founding spot
Founding pricing applies to NETTEN Pro, locked for life for the first 777 members. The beta is open now.

Take NETTEN with you

Send links, watch payments land, and track rewards from your phone. Morning, midday, and night themes included.

Coming soon to theApp Store
Coming soon toGoogle Play