Jermaine Ulinwa, Founder of NETTEN

Hey, I'm Jermaine

Founder & Builder @ NETTEN

I'm building the payment infrastructure I wish existed when I was a freelancer getting blocked, held up, and charged 10% just to get paid.

Why I Built NETTEN

I've been a freelancer, a consultant, and a builder working with clients across the world. And I've experienced every pain point in global payments firsthand.

PayPal blocked my account because my client was in a "restricted" country.Stripe held my funds for 30 days for "risk review." Wire transfers ate 8-15% of my earnings to conversion fees and intermediary banks.

So I asked a simple question: why can't getting paid just work?

The XRP Ledger answered that question. Instant settlement. Near-zero fees. Non-custodial. No one can freeze your funds because you control the wallet.

NETTEN is the product I wished existed — a payment platform for freelancers and creators who work globally but keep getting blocked by systems built for a different era. If you've ever lost a client because PayPal doesn't work in their country, or waited weeks for a wire to clear, or watched 10% of your invoice disappear into fees — NETTEN is for you.

Core Principles

🔓
Non-Custodial First
Your money should never sit in someone else's wallet. Your keys, your funds — always.
🌍
Borderless by Default
If you have internet, you can get paid. No country restrictions. No arbitrary blocks.
🪞
Palindrome Philosophy
1% fee. Reads the same forwards and back. Simple, fair, and unchanging.

The Journey

Live on Testnet

Full payment flow working — pay links, XRPL settlement, Net Ten rewards. All confirmed tesSUCCESS.

777 Founding Spots

Building the founding class. $44/mo locked forever. 3 months free. Real people, real feedback.

Coming Soon: Mainnet Launch

Taking the training wheels off. Real RLUSD. Real clients. Real transactions.

Future: Tennet Lending

Invoice factoring on-chain. Get paid today for work you'll invoice tomorrow. Building credit history on XRPL.

Join the Founding Class
777 spots. $44/mo locked forever. 3 months free at launch.
Be part of the future of freelance payments.
Claim Your Spot →