Yes. The Free plan costs $0/mo and includes unlimited pay links, basic invoicing, and Net Ten Rewards L1–L4. Merchants on Free pay a 2% transaction fee. Your client pays a small checkout fee, 1% on direct RLUSD or XRP payments and 2% when we convert another coin, always shown before they pay.

What happens at 111 founding spots?

The first 111 Pro subscribers lock in $11/mo · 1% fee for life — one-fifth of the standard Pro rate. Once all 111 spots are claimed, Pro returns to $55/mo · 1% fee. The founding rate is locked permanently.

RLUSD is Ripple's USD-pegged stablecoin on the XRP Ledger. 1 RLUSD = 1 USD, always. It is regulated, audited, and redeemable. Payments settle in stable dollar value with no crypto volatility.

How do my clients pay?

Today, NETTEN's hosted checkout accepts crypto payments (BTC, ETH, SOL, XRP, RLUSD, USDC, and other supported coins). Card and Apple Pay options are coming soon for clients who prefer them.

NETTEN is non-custodial — we never hold your funds and have no access to your money. Payments settle directly into your XRPL wallet.

Net Ten Rewards is NETTEN's built-in loyalty engine. Every 10 confirmed payments, RLUSD is deposited directly into your wallet automatically. You unlock higher reward levels with your tenure on NETTEN.

What countries do you support?

NETTEN settles on the XRP Ledger, so you can get paid by cross-border clients in stable dollars.

NETTEN Solopreneur Card

Virtual Visa

Drag to rotate

NETTEN Card · Coming soon

Your balance. Ready to spend anywhere.

A NETTEN card, funded straight from your NETTEN balance. Reserve a Founders seat and lock your rate before we open to everyone at standard pricing.

SPEND WHAT YOU EARNED. TODAY.

Your NETTEN balance, spendable

The same balance that funds your invoices funds your card. One account, no transfers, no top-ups.

Virtual Visa, live worldwide

Add it to Apple Pay or Google Pay. Use it online. Accepted anywhere Visa is.

One tap on your phone

Card management, transaction history, and limits — inside the NETTEN app, next to your invoices.

Named IBANs, business-grade

Your NETTEN account gets named IBANs in USD, EUR & GBP — receive international transfers like a real business.

Banking infrastructure

Three currencies. One account.

Each NETTEN merchant gets a named IBAN in USD, EUR, and GBP. Receive international transfers directly. No pooled accounts. No shared numbers.

USD

EUR

GBP

USD ACCOUNT

US12 3456 7890 1234

Named

EUR ACCOUNT

DE89 3704 0044 0532

Named

GBP ACCOUNT

GB29 NWBK 6016 1331

Named

Global payout rails

Get paid the way your clients pay

SEPA

Euro transfers

FPS

UK Faster Payments

ACH

US bank transfers

SWIFT

Global wires

Visa Direct

Push to card

How it works

From your NETTEN balance to a Visa card in minutes

Reserve a Founders seat

Lock in Founders pricing before we open at standard rates.

Connect your wallet

Link the XRPL wallet you already use with NETTEN. It stays yours.

Start spending

Add your card to Apple Pay or Google Pay, or use it directly online.

Non-custodial

KYB verified

Global payout rails

LIMITED TIME ONLY

111 SEATS EACH · LOCKED FOR LIFE

Claim a Founders seat

Two cohorts, 111 seats each. Lock in your rate for as long as you stay subscribed — before NETTEN opens to everyone at standard pricing.

If both cohorts fill, the Founders Program self-funds NETTEN's next stage — physical cards, travel, and yield.

FOUNDERS PRO

Pro access, locked for life

$11/movs ~~$55/mo~~

1% take rate · locked while active

Includes:

Virtual Visa card, funded straight from your NETTEN balance
Named IBANs in USD, EUR & GBP — get paid like a business
1% take rate — half of Free’s 2%
Reward Levels L5–L20 unlocked (Free stops at L4)
@Handle page, Circles & Send — everything on Free, included
$11/mo locked for life — never increases

Pays for itself above ~$1,100/mo in sales. At $10K/mo you keep $100/mo more than on Free.

Seats reserved0 / 111

No payment today.

FOUNDERS ELITE

Elite access, locked for life

$88/movs ~~$111/mo~~

0.5% take rate · locked while active

Everything in Founders Pro, plus:

0.5% take rate — half of Pro’s 1%, the lowest rate NETTEN offers
Physical card alongside your virtual one, once Growth tier is live
Founders-edition card design — marks you as one of the original 111
Named IBANs, Reward Levels L5–L20, virtual card — all of Pro
$88/mo locked for life — never increases

Best rate for volume — beats Founders Pro above ~$15K/mo in sales. At $10K/mo you keep $150/mo more than on Free.

Seats reserved0 / 111

No payment today.

Not ready to lock in? Start on Free. Standard Pro will be $55/mo.

Founders pricing is locked while your subscription stays active. Fees and features listed here reflect NETTEN's take rate; third-party network fees (Visa, SEPA, etc.) may apply and are set by those providers. See our terms for the full detail.

NETTEN Solopreneur Card

Virtual Visa

Drag to rotate

NETTEN Card · Coming soon

Your balance. Ready to spend anywhere.

A NETTEN card, funded straight from your NETTEN balance. Reserve a Founders seat and lock your rate before we open to everyone at standard pricing.

SPEND WHAT YOU EARNED. TODAY.

Your NETTEN balance, spendable

The same balance that funds your invoices funds your card. One account, no transfers, no top-ups.

Virtual Visa, live worldwide

Add it to Apple Pay or Google Pay. Use it online. Accepted anywhere Visa is.

One tap on your phone

Card management, transaction history, and limits — inside the NETTEN app, next to your invoices.

Named IBANs, business-grade

Your NETTEN account gets named IBANs in USD, EUR & GBP — receive international transfers like a real business.

Banking infrastructure

Three currencies. One account.

Each NETTEN merchant gets a named IBAN in USD, EUR, and GBP. Receive international transfers directly. No pooled accounts. No shared numbers.

USD

EUR

GBP

USD ACCOUNT

US12 3456 7890 1234

Named

EUR ACCOUNT

DE89 3704 0044 0532

Named

GBP ACCOUNT

GB29 NWBK 6016 1331

Named

Global payout rails

Get paid the way your clients pay

SEPA

Euro transfers

FPS

UK Faster Payments

ACH

US bank transfers

SWIFT

Global wires

Visa Direct

Push to card

How it works

From your NETTEN balance to a Visa card in minutes

Reserve a Founders seat

Lock in Founders pricing before we open at standard rates.

Connect your wallet

Link the XRPL wallet you already use with NETTEN. It stays yours.

Start spending

Add your card to Apple Pay or Google Pay, or use it directly online.

Non-custodial

KYB verified

Global payout rails

LIMITED TIME ONLY

111 SEATS EACH · LOCKED FOR LIFE

Claim a Founders seat

Two cohorts, 111 seats each. Lock in your rate for as long as you stay subscribed — before NETTEN opens to everyone at standard pricing.

If both cohorts fill, the Founders Program self-funds NETTEN's next stage — physical cards, travel, and yield.

FOUNDERS PRO

Pro access, locked for life

$11/movs ~~$55/mo~~

1% take rate · locked while active

Includes:

Virtual Visa card, funded straight from your NETTEN balance
Named IBANs in USD, EUR & GBP — get paid like a business
1% take rate — half of Free’s 2%
Reward Levels L5–L20 unlocked (Free stops at L4)
@Handle page, Circles & Send — everything on Free, included
$11/mo locked for life — never increases

Pays for itself above ~$1,100/mo in sales. At $10K/mo you keep $100/mo more than on Free.

Seats reserved0 / 111

No payment today.

FOUNDERS ELITE

Elite access, locked for life

$88/movs ~~$111/mo~~

0.5% take rate · locked while active

Everything in Founders Pro, plus:

0.5% take rate — half of Pro’s 1%, the lowest rate NETTEN offers
Physical card alongside your virtual one, once Growth tier is live
Founders-edition card design — marks you as one of the original 111
Named IBANs, Reward Levels L5–L20, virtual card — all of Pro
$88/mo locked for life — never increases

Best rate for volume — beats Founders Pro above ~$15K/mo in sales. At $10K/mo you keep $150/mo more than on Free.

Seats reserved0 / 111

No payment today.

Not ready to lock in? Start on Free. Standard Pro will be $55/mo.